A Guide To Searching For Scholarships

by Garrick Banks

One of the most important things you can do for yourself during your lifetime is to go to college or university. Unfortunately, not everyone is so lucky to be able to pursue the career they want the most. Even if many students are brilliant they might not be able to attend college because of how much it costs.

1. Scholarships

A scholarship is an award of access to an institution or a financial aid award for an individual (a "scholar") for the purposes of furthering their education. A scholarship may be awarded based on range of criteria, which usually reflect the views or purposes of the donor or founder of the award.

Another meaning of "scholarship" is the pursuit of a research subject, usually in arts or humanities (as opposed to science). In both scholarly and scientific fields, the word "scholarship" is used to mean deep mastery of a research subject, often achieved through university studies.

Scholarships are a great way to finance your way through college or university. There are many institutions that are willing to help students finish their college. Actually, most college students get over a billion dollars from scholarship grants each year.

2. How To Get Money

Begin your search for college and university scholarships before you are even out of highschool. Some scholarships are given out only to highschool students! Why not go ahead and ask your guidance counselor and your schools financial aid officer about scholarships?

3. Keep Searching

Even after you get a scholarship, keep searching. Many scholarships get renewed every year and you may qualify for more than one scholarship. The majority of scholarship grants are dependent on the financial need and academic accomplishment of a student, so be sure to participate in lots of extracurricular activities.

4. Know All The Deadlines

Scholarships are often awarded on a specific date. For this reason, you should know all the requirements for the scholarship and be able to meet them well in advance of that date. A last minute application doesn't look as good as one submitted well in advance.

About the Author:

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How To Improve Your Chances Of Getting A Scholarship

by Garrick Banks

One of the first things you should do before applying for scholarships is to verify whether or not you qualify to be a visible minority or have a disability. This is because there are a large number of scholarships that target these individuals. Of course, not everyone is a minority, and for the majority of people other criteria are looked at to determine who is elidgeable for a scholarship.

1. How Are Scholarships Awarded?

There isn't any specific formula used to determine who gets scholarships and who doesn't. One thing, however, is for sure - far more people are applying for scholarships than there are scholarships available to give out. For this reason, many scholarships set up criteria that must be reached as a bare miniumum.

Other volunteer organizations Many organizations offer scholarships or award grants to students whose background or chosen field overlaps the field of the organization. For example, local chapters of professional societies may help the studies of exceptionally distinguished students of the region. Similarly, charity organizations may offer help, especially if the late parent of the student was a member of the organization. (E.g. masonic lodge might help the orphan of a lodge brother.) However, this kind of scholarships are mostly random.

School Old, well-known schools have often been endowed with scholarship funds.

University Old, well-established universities may have funds, used to finance the studies of extremely talented students of little means. However, to be eligible for them, the student must usually belong to some special category or be among the nation's best. However, universities have information available on scholarships and grants, possibly even internship opportunities.

PSAT/NMSQT. In the United States, students are offered the opportunity to take the PSAT/NMSQT test, usually in their Junior year in (high school). Not only does it help them to prepare for the SAT later on, but National Merit Scholarship programs are determined, in the first step, by the scores received on the PSAT/NMSQT test. Some private scholarship programs require the applicants to take the PSAT.

2. Criteria

- Are you a minority of African North American, Hispanic or Native North American descent? - You must be a U.S or Canadian citizen or permanant resident. You can also be a U.S student with a Visa or a Canadian student. - An application form must be submitted

3. What Do Schools Look For The Most?

- You must have a GPA of at least 3.0 - Students with 4.0 GPA get looked at first - A Math SAT score of at least 600 - Completed the courses in Calculus - Low family income

4. How Is The Amount Of The Scholarship Determined?

Scholarships are awarded based on financial need and individual merit. There are limits set up by a committe to ensure persons do not end up getting exorbant amounts of money.

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Scholarships Are Available for Eligible Students

by Michael Bustamante

If you are a student in need of financial assistance, you will find that college scholarships are readily available. They can be found to match specific education levels, talents, backgrounds, and other specifications.

Scholarships are granted to students of all ages, ethnic groups, religions and interests. Qualifications can include achievements, experiences, and anything educational and motivational or imaginable. Scholarships are available for education in vocational, trade, and technical schools, online schools, community colleges, four-year colleges, universities, and military institutions.

Each year, millions of dollars are awarded to students attending higher education institutions the world over. Some scholarships cover full costs of education, including tuition, books, and living costs; some match financial need; and still other scholarships are local, small, and intended to support students in making education or institution choices.

Some scholarships are one-time only, and others are renewable monetary awards. Recipients are selected on varying qualifications such as financial need, grade point average (GPA), honors, participation, potential to succeed, leadership qualities, activities, work experience, and goals. To qualify, the applicant may be required to be a member of a particular group, creed, religion, race, or gender; qualification may also depend on such factors as ability, disability, and national origin, to name a few.

Unlike college loans which must be reimbursed, scholarships should never cost the student (or his or her parents) any money and do not need to be paid back. Beware of scammers operating to snare the unsuspecting with high-pressure tactics and "promises" and "guarantees" for scholarships, grants, and financial aid packages requiring upfront payments for the "opportunities" they offer! Never hand over money for a scholarship that "guarantees or your money back," nor should you give a credit card or bank account number, or answer a "you've been selected" phone call or letter to receive a scholarship. A true scholarship award would never be associated with such tactics.

Scholarships are awards based on eligibility requirements established by particular scholarship sponsors. Winning a scholarship is a matter of good work done by the student who is vying for the honor. Students should discuss possibilities of scholarships vs. student loans with school counselors, advisors, and teachers, as well as sponsors of scholarships in question.

If you would like to learn more about Scholarships, and colleges and universities that offer scholarships, you will find in-depth information on our site.

DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on SchoolsGalore.com.

Copyright 2006 - All Rights Reserved Michael Bustamante, in association with Media Positive Communications, Inc. for SchoolsGalore.com

Notice to Publishers: Please feel free to use this article in your Ezine or on your Website; however, ALL links must remain intact and active.

About the Author:

Michael Bustamante is a staff writer for Media Positive Communications, Inc. in association with SchoolsGalore.com. Visit our Traditional School Directory and find, Colleges, Universities, Vocational Schools that offer Scholarships and Financial Aid at SchoolsGalore.com

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Entering College For Free Through Scholarship

by Low Jeremy

The cost of college education is constantly increasing every year. Presently, a student has to pay for about $20,000 on an average school. The problem is, at this amount many American households find it difficult to maintain at least a member of their family to finish a degree or at least stay in school for the following year. This problem can be solved, however, through college scholarships.

There are different college and university scholarships available for different types of student. With a little knowledge on their nature, you may find one where you can fit in; and hopefully finishing college for free.

So what are your college scholarship options?

Academic scholarship

Academic scholarship is given to students who receive the highest mark in the graduation class, endorse by the school to apply for an academic scholarship or meet the necessary grade point average set by the school. If you do not fall in any of the conditions mentioned, ask your high school academic guidance counselor for details on the different ways on how to avail for academic scholarships. Usually some colleges and universities accept applicants with an average high school GPA but pass the entrance test(s).

Athletic scholarship

Colleges and universities offer free education for students with exceptional gift in sports. Recipients of the athletic scholarship are often selected among the graduating high school students. However, there are some schools that open the possibility for students to apply for athletic scholarship after they have enrolled in college.

Corporate scholarship

Many companies stretch their services by granting students with free college education. The good thing about corporate scholarship is that upon receiving the degree, the grantees are assured to land on a job (on the same company that gave them the scholarship).

Institutional scholarship

Many private individuals, institutions, and groups give free college education to those who cannot pay for college tuition. Some of them answer the need of a particular race, age, gender, and locale among others.

Union scholarship

Most union scholarship grants are given to the children of its members. If one of your parents is a member of a certain union, you can inquire about the possibility of applying for a college scholarship.

Religious organizations

Religious organizations and church groups allocate a fund for scholarship grants to their members who cannot afford the cost of college education. You can inquire about this in your church.

Local government grants

One of the best sources of free college education is your local government. Here, you can get as much as 100% scholarship grant depending on their set conditions. Availing a local government scholarship can also give you a big chance to land on a job immediately.

Know all these and you will surely go to college for free.

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This content is provided by Low Jeremy. It may be used only in its entirety with all links included. For more information on scholarship & other useful information, please visit http://scholarship.articlekeep.com

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Types Scholarship For College Students Given By Schools

by Low Jeremy

With the increasing cost of college education, you surely would want to know the different possibilities wherein you can study and earn a degree without paying so much or without paying at all. Sounds familiar?

What about scholarship for college students?

Now that's more familiar.

But getting familiar with the phrase would not give you any result and would not even let you finish college for free. You still have to know the types of scholarship for college student so that you can choose which one is right for you.

You see, not all scholarships are created equal. Some have certain criteria and others have certain requirements. Each has its own sets of rules for qualification set by the sponsor. But for the basic knowledge about the different college scholarships offered, here are the things you should know:

Academic scholarship for college students

This is probably the most famous type of college scholarship. Here, students are awarded with free education provided that they pass an entrance examination for scholarship or finished high school with honors or, passed whatever requirements the sponsor have set. Most colleges and universities offer this type of scholarship. Academic scholars would have to maintain certain grade to keep their education free.

For private organizations that offer academic scholarship, rules on maintaining certain grade are less strict than colleges and universities. This though does not mean that private organizations are more lenient to their scholars. This only means that colleges and universities can watch the status of their academic scholars closely since they have the access to the school records.

Athletic scholarship for college students

Finishing college through athletic scholarship is another way to study for less or even for free. It is a given fact that many students dream of becoming an athlete on their school mainly because athletes are awarded with free education. The thing is: since it may be easier to play sports than to become excellent in academics, competition among students is fierce.

Meanwhile, there are private institutions that award athletic scholarships to students. And their system works the same as colleges and university grants.

Departmental scholarship for college students

Many college and university departments offer scholarships for two reasons: to attract more students to study in their department, and to maintain students who wish to move to another department.

These 3 are not the only scholarship grants that could bet. But basically, these 3 are given most of the time.

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Joining College Scholarship Contest

by Low Jeremy

For some, joining college scholarship contest is the best way to get free money fast and easy. However, many are intimidated when hearing the term "contest". And when term is added to the phrase "college scholarship", the contest would sound very tough to get through with.

Yes, it can be affirmed that when you "college scholarship contest" there is a little intimidation created. This is especially true to those who have yet to join contests. And if they are scared enough to join any type of contest, what more with college scholarship contest?

On the other point, college scholarship contest should not be intimidating. Since you can never know if you will win or not until you have joined the content, there is no reason for you to become hesitant in trying this out.

Well, before we conclude on things; let us know what is college scholarship content is all about.

College scholarship contests are designed to open up opportunities to students (either high school or presently enrolled in college) to win cash price to finance their education. However, when we say "to win cash price to finance their college education", it will not limit on giving money on the winner after the competition. There are those contests that give the price money won directly to the school recipient. There are contests that also give the student and the school the price money.

Mostly, the college scholarship contests come in essay-writing format while other contests concentrate on the arts, sports, science or math research projects, geography and more. Either way, the contest aims to give students the chance to study without worrying too much about the finances.

Depending on the sponsor, the price of college scholarship contest could be as low as $1,000 and as high as $50,000. Now, who would not want that?

Imagine this: one win in a college scholarship contest could mean free college education. And one win from a college scholarship contest could mean freedom on problems brought about by college education.

Going back, if college scholarship contents intimate you, then, it is about time to do research on them and you will know what help they could give to you. Joining a college scholarship contest may not give you ease. But who knows? You might have hidden talents that are enough win the contest and enough to assure your good future.

About the Author:

This content is provided by Low Jeremy. It may be used only in its entirety with all links included. For more information on scholarship & other useful information, please visit http://scholarship.articlekeep.com/

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Building up your own college scholarship program

by Dorothy Penn

Parents to last-year-high-school teenagers must be concerned about the search for university and college sports or academic scholarship programs or funds. It is obvious, in this day who does not want his/her children to have the best education for free? Well, actually you do not have to draw lots to see what happens, if you can make it happen with a little of imagination, perseverance and our advice.

First of all let's talk about the different types of scholarship programs available in the educational market. They are basically two:

- College scholarship program awarded by colleges and universities, which divides in theses subcategories:

- Academic scholarships: The most popular scholarship program that benefits the best high-school students.

- Athletic scholarships: This denomination can vary, since this type of scholarship is not only given to the best athlete students, but to arts and performers as well.

- Departmental scholarships; universities and colleges grant these scholarships with the aim to keep top students at their academic departments.

- University and college scholarship programs awarded by financial supportive institutions and groups as: Unions, associations, individuals, employers, corporations and religious groups. These scholarships are granted to the students who belong or are somehow linked to these groups and institutions.

Scholarship program college and university cover the complete, half or a determine part of all the expenses that cover tuition for all the years the career takes, health insurance as well as accommodation and educational material expenses for students from other states and of overseas. An international scholarship program can even cover the departure or roundtrip flight tickets if the student demonstrates that he/she can not afford them.

Another thing to clear up about this is the student loans. You have to very honest about your financial possibilities in a long-term basis. A loan means a debt, so you consider you can pay back to the university or college after the end of the career?

If your answer is not, then stick to the scholarship possibility which means somebody else paying the education of your child.

You can do a search online and find many scholarship programs fro almost any university and college of the country and from international institutions. They want to get all your personal information before they let their info out, so they can bombard you with financial -auto financing to be precise- options. So, what is best for you to pursue financial funds you can control as managing you personal savings and turning to alternative sources of income as Internet, as many American families are doing now.

About the Author:
Want to know how to get a scholarship? Just check: http://www.collegescholarshipprogram.org, and you will get it!

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Apply for Scholarships

by Vinay Choubey

Finding a scholarship that suits your requirements and for which you are eligible can be a time-consuming and difficult process. Unfortunately, many students spend hours and hours finding a scholarship yet fail to put an equal amount of effort into their application. The application is by far the most important part of your scholarship search; make sure you spend as much time on it as is necessary to get it right.

When you apply for scholarships, it is important to be clear on the scholarship requirements. After all, you want to be sure you are eligible before you apply for scholarships. If you are not, you are wasting your time, as well as the time of the business or individual offering the scholarship.

Scholarship Requirements
Different scholarships have different requirements and use different criteria to select scholarship recipients.
Consider the following as you start your scholarship investigation:
* You may be required to write an essay, pass a written exam, or complete a project demonstrating your potential.
* Programs may specify how scholarship funds must be used, set time restrictions for disbursing the funds, or set a ceiling on qualifying family income.
* Scholarship funds may be paid directly to the college.
* Failure to meet certain requirements could jeopardize your ability to keep the scholarship.


Make sure you get as much information about the scholarship as possible. Write, call or e-mail the provider of the scholarship to ensure you have full details of application procedures and what will be expected of the successful applicant. If the scholarship entails a particular project, find out the full objectives and intended methodology of the project. If the scholarship is being funded by a private enterprise, gather as much information as you can about the company, its philosophy and its goals. You can never have too much information.

In addition to making sure you are eligible before you apply for scholarships, understanding the requirements also helps guide you through the application process. Failure to follow the application requirements correctly when you apply for scholarships will almost certainly result in denial of the scholarship. This can include failure to include a specific form or even filling out the forms with the wrong ink color. Therefore, you absolutely must read all of the requirements and guidelines when you apply for scholarships. If you do not, all of the work you put into the scholarships will be wasted because your application will not even be considered.

If you have heard about a particular scholarship and you are not sure of the requirements, it is perfectly acceptable to write to the company or individual to request an application packet. Even if you do have application guidelines, be sure they are the most current versions before you apply for scholarships. Scholarship guidelines routinely change from year to year.

If a particular post-secondary institution has already accepted you as a student, you might also apply for scholarships offered through the college or university. To learn about possible scholarship opportunities, contact the financial aid office of the institution. Once again, be certain to follow the guidelines exactly as they are described in the scholarship packet and personally check up on the scholarship application if possible.

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Search for Free Money on NextStudent's Scholarship Search Directory

by Jeff Mictabor

The first step in the "College Funding Cycle" always should be the search for "Free Money." To aid in that search, NextStudent, the Phoenix-based premier education funding company, has launched a new Scholarship Search Directory that houses information on 2.4 million individual awards from 42,000 different sources that total $3.4 billion in funds. Students and parents can access this directory at: http://www.nextstudent.com/directory%2Dof%2Dscholarships/.


The new Scholarship Search directory is the ultimate scholarship source listed by category. Awards are broken down first by broad categories, including artistic skill, athletic skill, ethnic background and corporate employer, down to more specific categories including foreign language, rodeo and Irish ancestry. In three simple clicks, students and parents can gain mountains of information on specific scholarships for which they may be eligible to apply and find unusual scholarships they didn't even know existed.


NextStudent's Scholarship Search Directory: Simple-to-Understand Listings


Once students "click through" to categories that apply to them and find scholarships for which they are interested, the listings themselves are clear and easy to understand. Each entry lists not only the title of the scholarship and general information but also the aid type, the number of awards given, the maximum value of the awards, the due date, and a link to the scholarship's Web site where more information can be found.


NextStudent Scholarship Search Engine


This new Scholarship directory is in addition to NextStudent's popular and helpful Scholarship Search Engine, located at: http://www.nextstudent.com/scholarship_search/scholarship_search.asp. This application allows students to search for keywords they already have identified as being scholarship-worthy. To best utilize this resource, NextStudent suggests that students and parents compose a resume that lists the student's involvement in high school programs and activities including clubs, sports, and organizations such as National Honor Society, or other extracurricular activities such as volunteer work or religious affiliations.


The federal government began accepting financial aid applications as of Jan. 1, 2007 for the following school year. Many students discontinued their search for free money as they buckled down to complete their FAFSA and submit their college applications. However, federal financial aid doesn't always cover the cost of college and must be subsidized with student loans or free money, making the scholarship search an integral part of the college funding cycle. Students and parents continually should look for updates and new sources of funding through tools such as NextStudent's Scholarship Search Directory and NextStudent's Scholarship Search Engine to help ensure that they can fund their dream of a higher education.


NextStudent believes that getting an education is the best investment you can make, and it is dedicated to helping you pursue your education dreams by making college funding simple. Learn more about student loans and student loan consolidation at NextStudent.com.

About the Author:

Jeff Mictabor is an enthusiast on the topic of student loan issues in the news. He has been writing for the past 10 years for a variety of education publications. He now offers his writing services on a freelance basis.

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Nursing Scholarship Sources

by Melih Oztalay

There are many scholarships available to any and all people that are going into the nursing profession. Some people don't want to take the time to find out about scholarships for nursing school. Many believe that the monies that they receive from financial aid will be sufficient. Indeed, sometimes it is, that is if you also take the student loans that eventually have to be paid back.

The payback period usually begins approximately six months following graduation from nursing school. But be careful, if you drop out of nursing school for any reason, and do not apply for a hardship extension, you will be liable to begin paying back the student loan, in spite of your circumstances. With scholarships, you do not have to pay them back, period! This is true even if you have to drop out of nursing school for a short period of time. There is another false hood that is widely accepted. That is, that one has to have a 3.0 grade point average or greater to be eligible to apply for a nursing school scholarship. Not true.

There are many factors that allow an individual to apply for a nursing school scholarship. Maybe your are a single mother living on government aid, there is a scholarship for you. Maybe you are of a low income bracket and have a particular ethnicity, there is a nursing school scholarship for you, maybe you just live in an area that is considered economically challenged, there is a nursing school scholarship for you. The list goes on and on.

Where do you begin to find out if there is a nursing scholarship available for you. Other than the internet, the best other place to begin is in your home town, at your place of worship, your place of employment and the schools that offer a nursing program. You will be surprised to find that there are scholarships out there just for being you! Many places of employment or large companies have foundations and wealthy founders that put monies into funds for scholarships. Maybe your parents worked at a company for most of their lives that now makes you eligible to obtain a scholarship. Automotive company founders offer scholarships. Even large supermarket chains offer scholarships for nursing school.

The main idea behind scholarships is to promote education in the community. So don't ever feel that you are left out in the cold. It might be that you may run into a counselor that may not seem to have the time to do any research for you, but don't let that discourage you. Sometimes when you are going after something that you really want, like a career in the nursing field, you have to take the reigns and be assertive. That means finding someone to help you, if someone else won't.

The point is, that there are people that are hired to help you find the scholarships for nursing school that best fit your needs. That does not mean that you shouldn't do your own research as well. The chances of you finding some other scholarships for nursing school in addition to those found for you can only help not hurt.

About the Author:

Melih ("may-lee") Oztalay, CEO SmartFinds Internet Marketing Web: www.thenetstudyguide.com EMail: melih@hsfideas.com The nursing entrance test study guide provides nurses the assistance they need with the nursing entrance test. The nursing study guide helps nurses.

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Nursing Scholarship Types

by Melih Oztalay

Are you considering a nursing school scholarship? Great! Then, this is your first step to achieving your goal. Find out what types of scholarships are out there. The internet is a good place to start. The information highway is certainly a cornucopia of information. But be careful to review where certain websites get their information. Not everything you read on the internet is a fact.

However, it is still a good place to begin to get a feeling for what types of scholarships are out there. Many people that are going into the nursing field are older than those who attended nursing school twenty or thirty years ago. With the older group of students, many feel that they just don't qualify for scholarships. Actually the reverse is true. There are many scholarships out there for people that are older. Some scholarships are even bestowed on some just because of their age. This is indeed a wonderful country that we live in.

The careful planner can certainly plan their finances for nursing school without having to pay anything back when they graduate, or very little if that. Before we look at some of the nursing scholarships that are out there, let us first look at the professional nursing organizations that participate in many of the scholarships offered, and serve as excellent reliable resources for the pre-student nurse, the student nurse, and the graduate nurse. Here is a list of the following nursing organizations, you may want to take some time later and look into the background of each of these organizations. You will find it very enlightening and encouraging.

You may not consider yourself eligible, but you will be surprised to find that there are nursing scholarships out there that are just for you. When considering a career in nursing, most of seek out financial aid only to find the resulting funds are usually never sufficient. This is the reason that scholarships were created. You have a specific ethnicity that predisposes you to a number of scholarships. Many people wonder if you get a nursing scholarship, can you apply for another.

The answer is yes, you can apply for as many scholarships as you want. Whether or not you will get them depends on a number of factors. Some of which are, have you filled out the proper forms, submitted the correct documents, and have the necessary qualifications. These are all factors which must be looked at carefully when applying for a nursing scholarship. If you follow to the letter all of the requirements then you should have no trouble obtaining a scholarship for nursing school.

About the Author:

Melih ("may-lee") Oztalay, CEO SmartFinds Internet Marketing Web: www.thenetstudyguide.com EMail: melih@hsfideas.com The nursing entrance test study guide provides nurses the assistance they need with the nursing entrance test. The nursing study guide helps nurses.

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Benefits Of Scholarship Search

by Low Jeremy

Benefits of Scholarship Search

Whether you want to continue your college or begin your pursuit in the university, looking for a good school is your top priority. But what it you don't have money to finance your education? Surely, the first thing you should do is not to search for your school; but to look for something that could help you get your first step at the doors of any university or college of your choice. You would look for a scholarship.

Okay, you begin searching for scholarships but after sometime, you end up with nothing. What seems to be the problem? What tool should help you in order to get your dream scholarship fast and effective?

With all the searches failed, you should now consider seeking help from scholarship search.

What is a scholarship search?

Scholarship search is a helpful tool in order for you to arrive at the any scholarship available for you. It is an online site the gives you the access on the list of scholarships that might be good for you. We say, "might be good" because there are certain types of scholarships that are not suitable for you. Reasons for this vary. It might be because some scholarships available on scholarship search only grants those within a set age bracket, status, needs, merits, ethnicity, and more.

With all these complications on the criteria and requirements of each scholarship available, how can a scholarship search make it easier for you?

To begin with, scholarship search usually asks for the searcher's profile. The profile would contain the student's first name, student's last name, student's email address, email password, date of birth, address, citizenship, race, and other details that are related to the student. After giving these information, the scholarship search site would give a shortlist of available institutions, individuals and groups that offer a type of scholarship that you qualified into.

This would ease up the your search for it eliminates the need for thorough researching since you need not to visit individual sites that probably might not fit you as a person and might not fit your need.

It would also help you to land on a particular scholarship you will not be able to find in any search engines since they could be hidden behind those sites that are much bigger but could not help you.

With scholarship search, not only you cut the time searching for a particular site or particular type of scholarship you are looking for, you will also land on the exact scholarship grant you have long been looking for.

About the Author:

For more information on scholarship & other useful information, please visit http://scholarship.articlekeep.com.This content is provided by Low Jeremy. It may be used only in its entirety with all links included.

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College Financial Aid Secrets

by Jennifer Merritt

Are you college cash confused? If you are, look to the college financial aid experts to provide insight into some of the dollar dilemmas that keep you awake at night.

How can I maximize my college financial aid eligibility?

The number one thing you can do is fill out the free application for Federal Student Aid (FAFSA), says Michael O'Brien, CEO of FinancialAid.com. This will help you qualify for federal aid and school-based assistance. Next, he says, contact your financial aid office to see what aid is available, learn about any upcoming scholarship or grant deadlines, and ask about work-study programs. Finally, go online to inquire about scholarships. Applying for anything and everything you can will only increase the odds of you attaining enough college financial aid.

What's the difference between a grant and a scholarship?

Both grants and scholarships are considered "free money," says O'Brien, meaning they typically do not have to be repaid. Grant aid, such as the federal Pell Grant, can come from federal and state government agencies as well as from individual colleges. Scholarships are usually awarded based on merit or special circumstances. What's surprising to some, is that student loans are factored in as part of a university financial aid package. That's because Federal student loan programs offer lower interest rates and additional support.

Is it true you can negotiate a university financial aid package?

If your school of choice offers you a package that does not meet the total cost of education, give them a call, urges O'Brien. Explain your situation, and why you need additional funding to enable you to attend the school. If you are a student who is attractive to the school - whether it's your grades, athletic performance, or talents that make you an ideal candidate - you'll find that many university financial aid offices will try to assist you with a more competitive package. In addition, if special circumstances should arise - like the death or disability of a parent, loss of income, etc. - you should provide documentation and ask that your choice schools reassess your financial aid package.

How do I compare financial aid packages?

Make sure you're evaluating apples to apples and oranges to oranges, says Cynthia Bailey, executive director of The College Board. Look at your net out-of-pocket cost: the school's budget for the type of student you are [i.e. commuter or resident], then subtract the amount of money the school gives you. Also compare the kind of awards you get, like loans and grants. For the most part, be sure to evaluate financial aid based on whether that school is the best fit for you, not if it's the cheapest.

To find college and career schools near you, surf http://www.CollegeSurfing.com.

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About the Author:
Jennifer Merritt is a frequent contributor to The CollegeBound Network. Learn more about finding a school or career that's right for you!

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Nursing Scholarships Your Ethnic Roots

by Melih Oztalay

Have you ever considered finding out if you are eligible for a scholarship? If not, my advice to you is to try. Why? Well, for one, you would be surprised at how much money is actually out there for you. It is certainly worth the effort, instead of having to pay back school loans at a given interest rate for years to come. Remember, the most important thing about nursing school scholarships or scholarships in general is that they do not have to be paid back.

They are given free to those who qualify. Do you think that you won't qualify? Again, don't give up. Chances are that you do qualify for a scholarship to nursing school. Some good resources to find out if there is a scholarship for you would be to visit the nursing school of your choice. There are counselors on staff that you can make an appointment to see, to find out about other nursing school scholarships that best fit your needs.

Nursing school scholarships abound, and are not only offered from diverse places and entities in America but are offered from other countries for those students going to school in America that have some type of affiliation with that particular country. One would be wise to get in touch with their ethnic roots. Whether you are a fifth generation American or a third generation Irish, there is a scholarship for you. It is also important to consult your local college or university of choice to find out if there may be others that fit your situation.

Yes, you can have more than one scholarship for nursing school. Actually there is no limit to how many scholarships that you can get, as long as you qualify for the particular scholarship.

It is very important in considering a career in the nursing field to research scholarships that are available for nursing school. You will find many on the internet, but be careful of those that seem too good to be true. This article is written to help direct prospective nursing school students to the many resources that are available to them. There may seem to be a lot of reading, but it is well worth your time and effort. But before we begin with a list of important sites to help you, here is a wonderful true story of a woman who has been blind since birth.

Her name is Melissa Resnick and she has always dreamed of becoming a nurse. Read this excerpt by Kathy Quan, you will find it awe inspiring. You know why? Because she has actually begun her studies as of 2005. The moral of the story is, if she can do it so can you.

The key to all this is that one must search out where to find the scholarship that meets their qualifications. One more suggestion for the foreign born student is to contact their countries embassy within the United States to see if their country is offering nursing scholarships or scholarships for school in general.

There are also books that you can check out in your local library that will help you find scholarships. So much of what is actually out there is not published on the internet, so don't get caught up in the ads with a lot of flash and promise. Nursing is a difficult but very rewarding career. Anyone who is truly interested in pursuing a nursing career will find a way.

About the Author:

Melih ("may-lee") Oztalay, CEO SmartFinds Internet Marketing Web: www.thenetstudyguide.com EMail: melih@hsfideas.com The nursing entrance test study guide provides nurses the assistance they need with the nursing entrance test. The nursing study guide helps nurses.

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Where To Find College Scholarships That You Can Be Awarded

by Jon Arnold

If you are already in college, you are already aware of this, and if college is still a year or so away, you will be made keenly aware of it soon - the costs of getting a good college education have gone through the roof. Tuition costs are rising every year, and it seems like the cost of just BOOKS for a semester can be enough to finance a small car.

If you are a high school junior and especially if you are a senior, you should be looking at colleges right now. Applying late, even with a 4.0 GPA will get your application declined if the college of your choice has already reached the maximum number of incoming students for the next semester.

But the real question is how to finance your college education? Some people view that as the question of the decade, but it does not need to be, if you know where to look. The college financial aid offices has tons of brochures and literature about various loans that you can apply for, many at extremely reasonable interest rates, but I would encourage you to "think outside the box" ... wouldn't it be much better to get loans or grants that do NOT need to be paid back?

That is where a college scholarship comes in. Although most people do not realize it, there are scholarships available for a huge variety of reasons, where some are even awarded because nobody else applied for it! Most scholarships do not require the family to have "financial needs" as is the most common myth. And scholarships, although traditionally thought of only to be awarded to the top athletic jocks or the outstanding musicians, are no longer limited to those types of students. Although GPA will still usually (although not necessarily) play a part of scholarship award decisions, there is a tremendously large range of different things that a scholarship can be awarded for. Also note that any student can be awarded MULTIPLE scholarships, sometimes to the point where they will have graduated and it may not have cost them a nickel out of their own pockets.

The trick is in knowing where to look for scholarships. Many people stop searching at the college's financial aid office or the government student loan web site. That is far from exhaustive and there is a mountain of additional resources for you to look into for scholarships. There are scholarships available that virtually nobody has even heard of. Whether one of your scholarships comes from, say General Motors, or a scholarship of the same amount of money comes from Bubba's Twine Manufacturing Company, do you really care? A scholarship is a scholarship, and you can probably assume that there is far more competition for the General Motors scholarship than there is for the Bubba's Twine Manufacturing Company scholarship. But at the end of the day, money is money and it really does not matter!

Bottom line: The scholarships are out there, and a surprising number of them even go unawarded each year simply because nobody applied for them. Be aware of the resources available to you so that you can keep the cost of that college education down to a much more affordable level.

About the Author:

Jon is a computer engineer who maintains web sites on a variety of topics based on his knowledge and experience. You can read more about College Scholarships at his web site at Finding College Scholarhips.

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